:root{--navy:#103953;--ink:#19384a;--muted:#526c7b;--teal:#0b765c;--line:#d7e5e9;--wash:#f3f8f9;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--wash);font:16px/1.6 system-ui,-apple-system,"Segoe UI",sans-serif}a{color:var(--teal)}a:focus-visible,button:focus-visible{outline:3px solid #f8b951;outline-offset:3px}.wrap{width:min(1120px,calc(100% - 36px));margin-inline:auto}.site-header{background:#fff;border-bottom:1px solid var(--line)}.header-inner{min-height:74px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{color:var(--navy);font-size:1.15rem;font-weight:850;letter-spacing:-.03em;text-decoration:none;white-space:nowrap}.brand-mark{display:inline-grid;place-items:center;width:34px;height:34px;margin-right:8px;border-radius:10px;background:var(--teal);color:#fff;font-size:13px}.nav{display:flex;align-items:center;gap:22px;flex-wrap:wrap}.nav a{text-decoration:none;font-weight:700;font-size:.91rem}.nav .sign-in{padding:9px 15px;border:1px solid var(--teal);border-radius:8px}.hero{padding:86px 0 78px;background:linear-gradient(125deg,#e8f5f1 0%,#f8fbfc 55%,#e7f2fa 100%)}.hero-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(290px,.85fr);gap:60px;align-items:center}.eyebrow{margin:0 0 14px;color:var(--teal);font-size:.76rem;font-weight:850;letter-spacing:.13em;text-transform:uppercase}h1,h2,h3{color:var(--navy);line-height:1.15}h1{max-width:780px;margin:0;font-size:clamp(2.55rem,6vw,4.65rem);letter-spacing:-.055em}h2{font-size:clamp(1.8rem,3.2vw,2.7rem);letter-spacing:-.035em}.lead{max-width:670px;color:#4b6675;font-size:1.1rem}.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}.button{display:inline-block;padding:13px 20px;border-radius:9px;background:var(--teal);color:#fff;text-decoration:none;font-weight:800}.button.alt{background:#fff;color:var(--teal);border:1px solid #a8ccc2}.hero-card,.card,.content-card{background:#fff;border:1px solid var(--line);border-radius:17px;box-shadow:0 15px 40px #17495c0c}.hero-card{padding:30px}.hero-card h2{margin:0 0 16px;font-size:1.4rem}.step{display:flex;gap:15px;padding:13px 0;border-bottom:1px solid var(--line)}.step:last-child{border-bottom:0}.step b{display:grid;place-items:center;flex:none;width:29px;height:29px;border-radius:50%;background:#e8f5f1;color:var(--teal)}.step span{color:var(--muted);font-size:.92rem}.section{padding:68px 0}.section-head{max-width:700px;margin-bottom:26px}.section-head h2{margin:0 0 10px}.section-head p{color:var(--muted)}.cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}.card{padding:30px}.card h3{margin:8px 0;font-size:1.35rem}.card p,.card li{color:var(--muted)}.card ul{padding-left:20px}.card a{font-weight:800}.tag{display:inline-block;padding:5px 9px;border-radius:20px;background:#e4f4ee;color:var(--teal);font-size:.75rem;font-weight:850}.muted-section{background:#fff;border-block:1px solid var(--line)}.three{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.three article{padding:23px;border:1px solid var(--line);border-radius:13px;background:#fafdfe}.three h3{margin:0 0 8px}.three p{margin:0;color:var(--muted)}.callout{padding:35px;border-radius:18px;background:#103953;color:#fff}.callout h2,.callout p{color:#fff}.callout h2{margin:0 0 9px}.page-main{padding:60px 0 75px}.content-card{max-width:840px;padding:clamp(25px,5vw,50px);margin:0 auto}.content-card h1{font-size:clamp(2rem,4vw,3rem)}.content-card h2{margin-top:32px;font-size:1.25rem}.content-card p,.content-card li{color:#435d6b}.small-note{font-size:.84rem;color:#647b87}.footer{padding:28px 0;background:#fff;border-top:1px solid var(--line)}.footer-inner{display:flex;justify-content:space-between;align-items:center;gap:18px;flex-wrap:wrap}.footer nav{display:flex;gap:18px;flex-wrap:wrap}.footer a{font-size:.88rem;text-decoration:none}.footer small{color:#657986}.independent{max-width:800px;color:#667d89;font-size:.83rem}@media(max-width:800px){.hero-grid{grid-template-columns:1fr;gap:32px}.cards,.three{grid-template-columns:1fr}.nav{gap:12px}.header-inner{align-items:flex-start;flex-direction:column;padding-block:15px}.hero{padding:50px 0}.section{padding:48px 0}}
.hero-photo{position:relative;margin:0;overflow:hidden;border:1px solid #c3d8dc;border-radius:19px;background:#dfe9e9;box-shadow:0 20px 55px #133f511c}.hero-photo img{display:block;width:100%;height:auto;aspect-ratio:3/2;object-fit:cover}.hero-photo figcaption{position:absolute;right:14px;bottom:14px;left:14px;padding:10px 13px;border-radius:9px;background:#ffffffed;color:var(--navy);font-size:.85rem;font-weight:750;box-shadow:0 3px 14px #173b4426}.feature-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.feature{padding:24px;border:1px solid var(--line);border-radius:13px;background:#fafdfe}.feature-number{color:var(--teal);font-size:.76rem;font-weight:850;letter-spacing:.12em}.feature h3{margin:10px 0 8px;font-size:1.11rem}.feature p{margin:0;color:var(--muted);font-size:.92rem}.feature-note{margin:21px 0 0;color:#667d89;font-size:.84rem}@media(max-width:800px){.feature-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:570px){.feature-grid{grid-template-columns:1fr}.hero-photo figcaption{font-size:.76rem}}